Free Forever
€0
For as long as you like.
- 2 wallets and one budget
- Budgets, bills and quick add
- Evening reminder and morning check-in
- Export your data anytime
Now open
Spent a lot?
Now you’ll know why.
One number every morning: what’s safe to spend today. Set income and bills once, log a coffee in five seconds, and let Spentalot do the maths.
No card needed · then Free forever, or pick a plan
- Hosted in the EU
- No bank login, ever
- Stripe is merchant of record
- Export your data anytime
- English & Română
How it works
Five minutes once.
Five seconds a day.
No spreadsheet, no bank login, no end-of-month reckoning. Tell Spentalot what comes in and what goes out, and it keeps the maths.
-
Set income and bills once
Salary day, rent, subscriptions. They repeat on their own from then on.
- Salary · every 1st +€3,200.00
- Rent · every 30th −€850.00
- Utilities · every 28th −€120.00
- Netflix · every 29th −€12.00
-
Log in five seconds
Quick add, press n, or drop in a bank statement. Whichever takes less thought.
-
One number every morning
How much you can spend today without wrecking the month.
Safe to spend today €278.89 /dayuntil month end · €982.00 in bills before then
How the number is worked out: (€2,376.45 left − €982.00 bills due) ÷ 5 days = €278.89 a day
The tour
Every page answers one question.
Nine pages, nine jobs. Here are the four you’ll open most, on the laptop and on the phone.
How much can I spend, and what needs attention?
The three numbers that matter, first thing every morning.
What did I spend it on?
Quick add on top, every entry below, and the days the money actually left.
How the month splits, and where it ends up
Bills under their category, the rest tracked against pace, and where the month ends.
How far along is each goal, and what does it cost a month?
What you’re saving for, one amount or a list to pay, and what it takes each month.
Spent · Saved · Invested
Saved is not spent.
Moving money to a goal leaves your wallet, but it isn’t spending. Spentalot keeps three piles apart, so a good month looks like one.
September 2026, so far
5 days left
You spent €553.55. Not €823.55.
- Income Salary, on the 1st
- +€3,200.00
- Spent Counts against your budget
- −€553.55
- Saved Set aside for goals, still yours
- €270.00
- Invested Tracked on its own
- €0.00
- Left this month €982.00 of it is for bills still due
- €2,376.45
Goal · Emergency fund
€450.00 of €5,000.00
9% there. Add to it or take some out, any time.
Spent
Gone for good. It’s the only pile that counts against your budgets and your number for today.
Saved
Money you moved to a goal. Contributions and withdrawals are logged, and none of it is spending.
Invested
ProStocks and crypto, kept apart and valued with live prices, so a red day on the market isn’t a red day in your budget.
The nudges
One reminder at night.
One number in the morning.
An evening nudge to close the day, logged or not, and an 08:30 check‑in with the day’s number and, most days, a joke. By push or e‑mail.
Right on track
now
€278.89/day until month end. Coffee: yes. New headphones: not today.
What did you spend on today?
now
Add today’s expenses to keep your budget honest. Nothing to add? Say so with one tap.
Streak
8 days in a row
Logging days in a row. No-spend days count too.
Other mornings
- You’re ahead this month Treat yourself to something small — we’ll pretend not to notice.
- A little ahead of the budget Nothing dramatic — maybe today is a cook-at-home day.
- Safe-to-spend is below zero Wallet stays home today; you go for the walk.
Pricing
Free to start. Fair after that.
Prices include VAT. Stripe is our merchant of record, so receipts and refunds go through them.
Pro For one
€4.99
€39
/mo
/yr
or €39/yr That’s €3.25 a month
- Everything in Free, plus
- Goals, and investments with live prices
- CSV import from your bank
- Planned spending and a 12-month projection
- Your whole stats history
- Unlimited wallets
- 3 budgets of your own, each shared with one person
Family Up to 5
€7.99
€69
/mo
/yr
or €69/yr That’s €5.75 a month
- Everything in Pro, plus
- Up to 5 people, across your own budgets
- Everyone you bring in gets Pro on their own budgets
Founders · 30 early spots
€79 once. Family, for life.
Lifetime access to everything Family has, for you and up to 5 people. Only 30 spots at €79 — a one-time payment, no renewals, ever.
Checking spots…
One-time payment through StripeQuestions
Asked, and answered plainly.
Is my data private?
Yes. It lives on a server in the EU, we never ask for your bank login, you can export everything any time, and deleting your account removes it for good.
Do you connect to my bank?
No. You add entries yourself or import a CSV statement from BT, ING or Revolut.
Is there an iPhone app?
Spentalot is a web app you add to your Home Screen. It opens full-screen and works like an app, on iPhone and Android alike.
Which currencies can I use?
Euro, lei and US dollars. Every account keeps its own currency, and totals convert to your main currency at the day’s rate.
Can I use it with a partner?
Yes, that’s what shared budgets are for. On Pro, each of your 3 budgets can be shared with one person; Family brings in up to 5 people across your budgets.
Is there a free trial?
Every new account starts with 14 days of Pro, no card needed. After that you move to Free, where nothing you made is deleted, or you pick a plan.
What about refunds?
14 days, no questions, through Stripe.
Who makes this?
Design a Lot SRL, a small company in Bucharest. Real people, no venture capital breathing down our necks. Yet. The app and this site are in English and Romanian; the Terms and Privacy Policy are in English.
Tomorrow at 08:30, you’ll know.
Add your income and bills once. Your first number is waiting the next morning.
Free forever plan · 14 days of Pro, no card